Company legal assistance
More and more complaints are being filed against companies, by staff, customers, suppliers, governments etc., and even if these are not always well-founded, one is confronted with unforeseen expenses as a manager.
A complete legal assistance insurance with an independent insurer will bear these costs. Basic guarantees are Civil Defence and Criminal Defence, but these can be tailored.
Environmental liability
Your art and other valuable objects or collections may deserve specific financial protection. This applies to private and corporate collections as well as museum collections.
It is possible to insure certain items or a complete collection.
Specific insurance is particularly appropriate if you actively manage your collection, lend out works, exhibit etc.
An art insurance is tailor-made for you.
Recall and product contamination
If you as a company place products on the market, it is not inconceivable that these products are undesirably defective, contaminated etc.
To avoid worse, you will then remove these products from the market by means of a recall action.
The costs associated with this (communication to the public, dispatch, transport, storage, treatment, destruction, etc.) can be insured by means of a recall insurance.
Maximum protection against the consequences of a recall is provided in a separate Contaminated Product Insurance (CPI), with specific guarantees and coverage for both recall and product contamination.
Every company has specific risks and insurance needs in this area. These contracts are always tailored to your product and company.
Decennal / Ten-year liability in construction
In Belgium, contractors and architects are liable for serious defects in the buildings they construct for a period of 10 years.
After the implementation of the Peeters I Act in 2017, all construction actors are obliged to insure themselves to cover this liability.
There are different ways to insure this risk; we are happy to assist you.
Art and valuable objects
Uw kunst en andere waardevolle voorwerpen of verzamelingen verdienen wellicht een specifieke financiële bescherming. Dat geldt voor zowel privéverzamelingen, bedrijfscollecties of museumcollecties.
Het is mogelijk bepaalde stuks, dan wel een volledige collectie te verzekeren.
Een specifieke verzekering is met name aangewezen indien u uw verzameling actief beheert, werken uitleent, tentoonstelt, …
Een kunstverzekering wordt voor u op maat gemaakt.
Kidnap & ransom
Threats, hostages, kidnappings and extortion do not always make the front page but are unfortunately no longer uncommon.
The Kidnap, Ransom & Extortion (KRE) insurance covers the consequences. It usually guarantees financial compensation and assistance.
A rate book does not exist for KRE insurances. Like the guarantees, the premium is customized and depends, among other things, on which risk countries one visits and which amounts one wishes to see insured.
There is a duty of confidentiality attached to the KRE insurance.
Political risks
If you do business internationally, you will undoubtedly be confronted with the increasingly uncertain geopolitical landscape.
Various political risks are insurable, such as risks related to war, political violence and strikes, revocation of permits, import and export embargoes, a ban on payments for financial institutions and the expropriation of property.
Political risks are very complex, and our global international network, based on strong local partners, can help you with this.
Events
Individuals, associations and companies can insure themselves when they organize an event.
Common coverages include financial damage as a result of cancellation, interruption or postponement of the event, personal accidents of participants or visitors, liability of the organizer, bad weather conditions etc.
Other events?
The insurance landscape is a dynamic one that follows the market.
Contact us if you have any specific questions. We are happy to help you!
